Speak with your <span>Independent Insurance Agent</span>
Speak with your Independent Insurance Agent
  • Low Rates
  • Personal Service
  • Coverage to Fit Your Needs
<span>Protect Your Home</span> - get coverage for:
Protect Your Home - get coverage for:
  • Fire
  • Liability
  • Personal Property
Auto <span>Insurance</span>
Auto Insurance
It pays to be a safe driver!

Protect your family with <span>Term Insurance</span>
Protect your family with Term Insurance
  • Life
  • Disability
  • Long-Term Care Insurance
One Size <span>Doesn't Fit All.</span> get coverage for:
One Size Doesn't Fit All. get coverage for:
  • Restaurants
  • Contractors
  • Auto Repair
Coverage For <span>Your Boat/RV/Snowmobile</span>
Coverage For Your Boat/RV/Snowmobile
More Fun, Less Risk

Why choose an Independent Agent?

The Hoy Agency is your local Independent Insurance Agency for all of your personal and business insurance needs. One simple call allows you to compare insurance rates from a number of leading insurance companies. We can save you time and money by shopping the market for you.

And we don't stop with providing you a great price. We work with you to identify the coverage that is right for you or your business and are committed to treating you like a person, not a policy.

Why Choose Us?

We represent a number of insurance companies, giving us more options and you more choices. We're not captive to any one company which allows us to tailor your coverage needs while also shopping for the best price. We've aligned with several carefully selected companies including Allstate, New York Central Mutual, Travelers, The Hartford, Utica National, and Main Street America Group to name a few.

The Hoy Agency has been providing insurance coverage to Fulton, Montgomery, and Saratoga County since it was founded in 1957. We live and work here and are proud to be your local independent agent serving the Sacandaga Lake Region and areas of Broadalbin, Gloversville, Johnstown, Amsterdam, Mayfield, and Northville.

Our staff of professional agents is ready to serve you and your insurance needs anytime you call!

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