About Robert J. Hoy Insurance

Our Team

Fred Guzielek
President

Fred Guzielek is a 1976 graduate of Siena College holding a Bachelor of Science degree in Finance. He started in the insurance business in 1976 as a sales associate with John Hancock Life. He then joined Hoy Agency in 1983 becoming an officer in 1985, and President in 1993.

Fred has served on Utica National's School Advisory Board, is past president for the Fulton County Agents Association, Fulton-Montgomery Life Underwriters Associates, and Pinebrook Golf Club. He is also past president of the Johnstown High School Sports Booster Club, and has served on the Johnstown YMCA Board of Directors, and the Fulmont Mutual Advisory Board. Currently, he is a member of the Broadalbin Lions Club and coaches J.V basketball for Johnstown High School.

Fred's interests involve all sports, especially golf and football where he is an active football official within the Capital District Football Officials Association.

Toni Hallenbeck
Vice President


A native of Broadalbin, Toni joined Hoy Agency in 1979. She is licensed in Property and Casualty as well as Life, Accident, and Health. She is also a licensed notary public. Toni holds an Associates Degree from Fulton-Montgomery Community College.

An active member and past president of the Insurance Women of Fulton County, she also holds a position on the board of the Federation of New York Insurance Professionals. She is a past president and twenty five year member of the Kennyetto Fireman's Ladies Auxiliary. Toni is a former Girl Scout leader, bringing her troop to the Gold Awards.

Although her interests are varied, including gardening, quilting and travel, she still finds time to teach defensive driving for the Insurance Women of Fulton County. She is also a former instructor of the Property and Casualty Insurance Broker's Course at FMCC.

Elaine Giaquinto
Secretary

Elaine has been a licensed insurance professional since 1987. She joined Hoy Agency in 1989. A licensed professional in Property and Casualty as well as Life, Accident and Health. She is also a licensed notary public.

Elaine has held many offices for the Insurance Women of Fulton County in the past, most recently treasurer. An active member of the Sacandaga Boat Club, she has held several offices in the First Mates.

An avid gardener, Elaine has served as president of the Amsterdam Area Garden Club for several years. Her most notable accomplishment with this group is the Memorial Rose Garden at City Hall.

Tim Munn
Account Executive

Tim Munn is a 1997 graduate of St. John Fisher College in Rochester, New York. He joined the agency in 2003 after a six year career with TEKsystems, Inc. in their Raleigh, NC and Cleveland, OH offices.

He holds a New York State Property & Casualty License and Life, Accident, & Health License. He is also certified by the New York State Partnership for Long-Term Care and offers Long-Term Care planning solutions through an affiliation with New York Long-Term Care Brokers LTD.

Tim and his wife Christine reside in Broadalbin with their sons Bobby and Carson. He enjoys golf, basketball, and running. Tim also finds time to coach youth basketball and Little League baseball for the Broadalbin Youth Commission and is a member of St. Joseph’s Catholic Church.