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WHY CHOOSE HOY?

  • Independent Insurance Agent
  • Low Rates
  • Personal Service
  • Coverage to Fit Your Needs
  • With Hoy, you are a person, not a policy!
  • We have been providing insurance coverage to Fulton, Montgomery, and Saratoga County for more than 50 years.

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How an Independent Agent Helps You

One simple call allows you to compare insurance rates from a number of leading insurance companies. We can save you time and money by shopping the market for you.

Hoy Insurance

We represent a number of insurance companies, giving us more options and you more choices. We're not captive to any one company which allows us to tailor your coverage needs while also shopping for the best price. We're aligned with several leading insurance companies including NYCM, Travelers, Preferred Mutual, Utica National, and Main Street America Group to name a few.

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The Hartford
Travelers
NYCM
Utica National
Preferred Mutual
Fulmont Mutual
Main Street
Erie & Niagara
National General
Progressive
Sterling
Merchants