About Us

Meet Our Team:

Tim Munn
President
tmunn@hoyagency.com

Tim Munn is a 1997 graduate of St. John Fisher College.  He joined the agency in 2003 as a personal & commercial lines Account Manager. Tim expanded his role in January 2017 purchasing the agency.  His responsibilities involve all facets of the business including administration, marketing, production & service, along with the overall strategic direction and leadership of the agency.

Tim grew up in Broadalbin graduating from Broadalbin-Perth Central School in 1993.  He is involved with several community activities currently serving on the Fulton County IDA Board, the Broadalbin & Mayfield Rural Cemetery Board of Trustees, and the St. Ann’s Vestry.  He also serves on the Golf Committee for the Broadalbin Youth Commission.  He is a past Board Member of the Fulton County Chamber of Commerce, and Fulton County Planning Board.  He is also a current member of the Upstate New York Travelers Agency Council.

Tim resides in the Town of Broadalbin with his wife Christine and sons Bobby and Carson.  In his free time, he enjoys watching and participating in sports of all kind, including golf, basketball, and football.  He has volunteered time coaching youth basketball and football for the Broadalbin Youth Commission and local AAU basketball.

 

Fred Guzielek

CFO
fredguz@hoyagency.com

Fred Guzielek is a 1976 graduate of Siena College holding a Bachelor of Science degree in Finance. He started in the insurance business in 1976 as a sales associate with John Hancock Life. He then joined Hoy Agency in 1983 becoming an officer in 1985, and President in 1993.  

Fred has served on Utica National's School Advisory Board, is past president for the Fulton County Agents Association, Fulton-Montgomery Life Underwriters Associates, and Pinebrook Golf Club. He is also past president of the Johnstown High School Sports Booster Club, and has served on the Johnstown YMCA Board of Directors, and the Fulmont Mutual Advisory Board. Currently, he is a member of the BP Lions Club.

Fred's interests involve all sports, especially golf and football where he is an active football official within the Capital District Football Officials Association.  He also coached JV basketball for 19 years.  

 

Trudi Cromling
Client Service Manager
trudi@hoyagency.com

Trudi Cromling is a 1993 graduate of SUNY Morrisville College holding an Associate Degree in Computer Information Systems. She started in the insurance business in 1993 and holds a New York State Property & Casualty License.

Trudi has held several offices with the Insurance Professionals of Fulton County and was most recently honored as a Quarter Century Member.

Trudi is a member of the Northampton United Methodist Church and has served as a volunteer Sunday school teacher. Trudi and her husband Pat reside in the Town of Providence with their children, Joshua and Madison. In her free time, she enjoys outdoor activities with her family including ice fishing and snowmobiling on the Great Sacandaga Lake as well as camping in and around the Adirondacks.

 

Mary Calderone
Client Service Representative
mary@hoyagency.com

Mary joined the agency in June, 2017 and holds a New York State Property & Casualty license.  Mary previously had a career with First New York Federal Credit Union where she was she was a training coordinator for several branches throughout the Capital District.

Mary is a graduate of SUNY Brockport and lives in Galway, NY with her husband Vinnie and daughters Bailee & Lilliana .  In her free time, Mary enjoys all types of dance and teaching Zumba classes at the Fulton County YMCA and Alpin Haus Fitness.

 

Darlene Bornt
Client Service Representative
darlene@hoyagency.com

Darlene joined our team in July of 2018 and holds NYS Property & Casualty and Life, Accident, & Health licenses.  She has five years experience as an agent and enjoys helping people find affordable coverage.

Prior to getting into the insurance field, Darlene was in the restaurant business for several years having owned and operated three local establishments.  Darlene and her husband Andy reside in Mayfield, NY with their children Angelina, Antonio, and Landon.  She enjoys camping and boating with her family and attending her children's sporting events.  She is also known to frequent local garage sales looking for the next great bargain!